Good credit can help you open the door to homeownership.
When you’re ready to buy a house, having a good credit score can help make for a smooth home loan process.
Your credit score is also commonly called a FICO® Score. It’s an analysis of all your credit files that together represent how credit-worthy you are. Most scores range from 300 to 850 or higher. The higher, the better.
Want to see what your credit score is? You can get a free credit report once a year!
RAISING YOUR CREDIT SCORE
Improving your credit score takes time and effort, but it’s worth it. To start, you can:
- Pay all your bills on time
- Reduce debt
- Use credit cards wisely
- Avoid spending more than you earn
If you’re interested in buying a house, I offer many different home loan products for a wide variety of financial situations.