Industry News – Raising Your Credit Score

Industry News - Credit Score

Good credit can help you open the door to homeownership.

When you’re ready to buy a house, having a good credit score can help make for a smooth home loan process.

Your credit score is also commonly called a FICO┬« Score.  It’s an analysis of all your credit files that together represent how credit-worthy you are.  Most scores range from 300 to 850 or higher.  The higher, the better.

Want to see what your credit score is?  You can get a free credit report once a year!

RAISING YOUR CREDIT SCORE

Improving your credit score takes time and effort, but it’s worth it.  To start, you can:

  • Pay all your bills on time
  • Reduce debt
  • Use credit cards wisely
  • Avoid spending more than you earn

If you’re interested in buying a house, I offer many different home loan products for a wide variety of financial situations.

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