What Does a Home Warranty Cover?


There are a number of different home warranty companies that cover a number of different things. It is in your best interest to do your research and talk to your real estate professional to determine what type of home warranty best fits your situation and lifestyle. Here are six things to know about home warranties.


What is a Home Warranty?

A home warranty typically provides protection for things like appliances and systems within the home; however, they don’t tend to cover any items covered in your homeowners policy.

How Does it Work?

When you purchase a home warranty, you are entitled to certain protections outlined in your policy. If a covered system or appliance fails you will likely be covered under your home warranty plan. There are many levels and options with each home warranty company, so check with your real estate agent and do your homework to pick the right one for you and your new home.

See Also: Do Sellers Pay Closing Costs?


What is the Benefit of a Home Warranty?

There are a number of benefits to a home warranty. One commonly noted benefit is for both the buyer and the seller. For example, some home warranties state that the seller won’t be responsible for appliances or pipes breaking; while the only dilemma the new homeowner would face is to call the warranty company and be subject to a service charge. Again, chat with your agent to get the details of the home warranty you choose.

What Do Basic Home Warranties Cover?

Home warranties can be very different, but many of them include heating systems, water heaters, plumbing and electrical systems, ovens, ranges, garbage disposals, microwaves and more. In some cases there is an add-on of a gas line warranty. Some warranties include gas line coverage.

Important Consideration

One thing that people tend to forget is that when buying a home warranty, you are signing an agreement saying you won’t be using your favorite plumber or electrician, but a service person who is assigned to you by the warranty company.

Can You Add To Your Policy?

In most cases, homeowners can add specific items to their home warranty policy. For example, additional refrigerators or ice makers, washers, dryers, pools, etc., are all valid items that can be added to your policy.


There are many benefits to getting a home warranty. As a seller, there is piece of mind that you can be covered on certain items before you sell and you are offering the new buyer a little something extra on their purchase. For the buyer, there is piece of mind that you can be covered as well. A home warranty can be purchased by the buyer or seller and even negotiated into a contract. After your home warranty expires you can even renew it if you choose. Questions on home warranties? Feel free to contact me. I am happy to help and even give a list of local home warranty companies as well.

Comments are closed.